How it Works Payday Loans in 1 Hour!
How it Works
Payday loans are small quick and simple andvances of your wages which are easy to apply for and get the cash you need fast - up to £1,000
They can be used for anything from petrol to get your car back on the road, groceries to keep you going or even for a treat such as a weekend away.
Getting Started
Borrowing from Payday Plus is quick and simple!
It takes 2 minutes to apply online and with an instant decision and high acceptance rates, cash could be available in your account in under 1 hour in most cases. unlike other sites, it's not necessary to send in documents and people with bad credit can apply.
All you need to do is:
- Fill in our simple application form and press “Submit”
- We will compare your personal info against all the major payday lenders in the UK
- Get an approval decision in less than 1 minute*
- Once you’ve been approved, then enter your bank account details (so we can pay you) and debit card details (so you can repay us on your payday) and press “Submit”*
- Your loan agreement will be displayed online for you to sign
- Funds can then be transfered the same working day. While available almost immediately, please be aware that some banks do take a further 48 hours for the funds to clear.
* Occasionally when we are unable to confirm all details automatically, we will ask you to email or fax in simple documentation for us to be able to approve your loan such as a payslip or proof of address.
Who need them?
Payday loans are ideal, if you need money quickly and are happy to repay on your payday.
Payday loans allow you to:
- Pay 'Final Demand' or emergency bills
- Get emergency medical or dental treatment fast
- Go away for romantic weekends
- Top up your holiday spending money
- Pay your MOT repairs
- Do anything you wish, its your choice - no questions asked
- Make the most of bargin and sale offers
- Anything else you really need the money for
How much money can I borrow?
You can borrow from £80 - 1,000 depending on how much your particular situation, although you are more likely to be approved, the less you want to borrow. After your first loan with us you could borrow anything up to £1,000 in later loans.
To find out how much you can borrow, complete our fast payday loan application form Today!
| Borrow Today | Repay on Payday* |
|---|---|
| £80 | £100 |
| £100 | £125 |
| £200 | £250 |
| £300 | £375 |
| £400 | £500 |
| £500 | £625 |
| £600 | £750 |
| £750 | £937.50 |
| £800 | £1,000 |
| £900 | £1,125 |
| £1,000 | £1,250 |
| Quick Cash Calculator | You Borrow | Repay on Payday* |
|---|---|---|
£80
£1,000
|
£200 | £250 |
£25 is charged for every £100 you borrow with us. Typical APR 1820%
* Payable in a single payment on your next payday - Other lenders may charge additional fees
Repaying your loan
The repayment is automatically taken from your debit card on your next payday or agreed repayment date for the agreed amount – that's it and nothing else for you to worry about.
What if I have a problem repaying? Can I defer repayment?
We understand that some people will need to roll over the money they borrow for a second month. This is called a deferral. You will have to repay the charges and we suggest you pay as much as possible to reduce further charges.
If you feel you may need to defer your loan, please contact our customer services team, where one of our dedicated advisers will be pleased to help you, or visit the 'Existing Customer Login', given to you when you apply online.
Please correct the form fields in blue above
"I wasn't getting any help with the other sites but I used Payday Plus twice now and got the cash when I needed it."David from Reading
Cash Loans
Same Day Loans are available online up to £1,000. They can be paid directly into your bank account generally within 1 hour of application. As the loan is secured against your salary, it will need to be repaid in full on your payday and in some cases on your next pay day. We recommend you only use this online service in an emergency and not to pay off existing debts from month to month.
